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Another highlight this year is local services. Food delivery arm Ele.me will provide delivery services for select Starbucks stores across 11 Chinese cities, including full-service coverage in Beijing and Shanghai.

Apart from increasing inclusive loans, large State-owned commercial banks also significantly cut lending rates for small businesses after these banks were required to strengthen support for small businesses.

App Annie predicted that China will remain the world's largest mobile app market and the market share for music, social networking and other types of apps will grow in the coming years.

Another 12 cities followed suit, forcing the main players to consider expanding to untapped markets across the country, as well as abroad.

Another, who handles local corporate debt applications, said the regulator seems to have been getting stricter in processing application materials since late last year as it increased efforts to curb risks.